CCB on $150,000 Family Income With 1 Child
Your Canada Child Benefit for July 2026 – June 2027, worked out from a 2025 adjusted family net income (AFNI) of $150,000: the monthly deposit, the yearly total and how the CRA's reduction gets there.
Child under 6
$240.45 /month
$2,885.40 a year
Child aged 6 to 17
$134.28 /month
$1,611.40 a year
$150,000 is past both thresholds. The whole first band, $38,237 to $82,847, is reduced at 7%, and the $67,153 above $82,847 at the lower 3.2%. Try your own ages and income in the CCB calculator, which opens with this family filled in.
$150,000 with 1 child, by age
The maximum is set per child by age; the reduction is set by family size and income only, so it is the same $5,271.60 on every row.
| Children | Maximum | Reduction | Per year | Per month |
|---|---|---|---|---|
| Child under 6 | $8,157.00 | −$5,271.60 | $2,885.40 | $240.45 |
| Child aged 6 to 17 | $6,883.00 | −$5,271.60 | $1,611.40 | $134.28 |
Maximums for July 2026 – June 2027: $8,157 a year per child under 6, $6,883 per child aged 6 to 17. A child under 6 is worth $1,274 a year more at any income.
The reduction, step by step
With 1 child the CRA uses the 7% rate between $38,237 and $82,847, and 3.2% above $82,847.
- Income in the first band: $82,847 − $38,237 = $44,610 (the full band).
- First-band reduction: $44,610 × 7% = $3,122.70.
- Income above $82,847: $150,000 − $82,847 = $67,153, × 3.2% = $2,148.90.
- Total reduction: $5,271.60 a year, taken off the maximum: $8,157.00 − $5,271.60 = $2,885.40 with a child under 6, or $6,883.00 − $5,271.60 = $1,611.40 with a child 6 to 17.
- Monthly payment: the yearly amount divided by 12.
The first band is $44,610 wide, so above $82,847 the first-band reduction is always $3,122.70 for 1 child; only the second-band part grows with income.
How long this amount lasts
- Fixed until June 2027: the CRA sets the payment each July from the previous year's return. July 2026 – June 2027 uses your 2025 income, so a raise in 2026 does not change it. Your 2026 return sets the payments from July 2027, with new indexed maximums and thresholds that are only published shortly before then.
- Both partners must file: AFNI is your net income plus your spouse's or common-law partner's. If either return is missing, the payments stop until it is assessed.
- Child Disability Benefit: a child approved for the disability tax credit also gets up to $3,480 a year on top of the CCB, reduced only above $82,847. See the amount for your family in the CCB calculator with one eligible child, or check eligibility with the disability tax credit calculator.
- Shared custody: each parent gets half of what they would get as the only caregiver, on their own household's income. Use the shared custody calculator.
When the payments arrive
The CCB is deposited monthly. The 2026 dates in this benefit year are Jul 20, Aug 20, Sep 18, Oct 20, Nov 20, Dec 11; the 2027 dates are on the calendar once canada.ca publishes them. Each deposit here is $240.45 with a child under 6 or $134.28 with a child 6 to 17. Full schedule: CCB payment dates 2026.
$150,000 with other family sizes
Monthly CCB, all children under 6 and all aged 6 to 17.
| Children | Under 6 | 6 to 17 |
|---|---|---|
| 1 child | $240.45 | $134.28 |
| 2 children | $538.66 | $326.33 |
| 3 children | $885.24 | $566.74 |
One child at other incomes
Monthly CCB by adjusted family net income.
| AFNI | Under 6 | 6 to 17 |
|---|---|---|
| $40,000 | $669.47 | $563.30 |
| $60,000 | $552.80 | $446.63 |
| $80,000 | $436.13 | $329.97 |
| $100,000 | $373.78 | $267.62 |
| $120,000 | $320.45 | $214.28 |
| $150,000 | $240.45 | $134.28 |
From $120,000 to $150,000 the yearly CCB with 1 child aged 6 to 17 falls by $960.00.