Free Canadian Tax Calculators — 2026
Which province
saves you the most?
Compare take-home pay across all 13 provinces and territories. Enter your salary to see exactly how much the difference is.
50
Calculators
13
Provinces & Territories
3
Tax Years
Quick province comparison
Compare all 13 provinces — see who takes the most and least at your income.
Popular province comparisons
View all →Key calculators
Income Tax Calculator
Most popularFederal and provincial tax breakdown with marginal rates for all 13 provinces & territories.
Take-Home Pay Calculator
EssentialNet pay after income tax, CPP, EI, RRSP contributions and student loan payments.
CPP & EI Calculator
PayrollCPP1, CPP2 contributions and Employment Insurance premiums for employees and self-employed.
RRSP Tax Savings
RetirementCalculate how much tax you save by contributing to your RRSP. See contribution room and deduction.
Bonus Tax Calculator
High demandSee how much tax is deducted from your bonus — federal, provincial, CPP, and EI for all 13 provinces.
Severance Tax Calculator
High demandCalculate tax on a retiring allowance — lump-sum withholding vs actual tax, plus RRSP rollover savings.
More calculators
Capital Gains Tax
50% inclusion rate
Deemed Disposition
Tax on death + spousal rollover
GST/HST Calculator
All provinces & territories
Payroll Deductions
CPP, EI & tax per pay period
EI Benefits
Regular, sickness, maternity, parental
Student Loan
Payment impact on pay
Tuition Tax Credit
Federal + provincial credit, $5k transfer, carryforward
Self-Employment
Double CPP + installments
Home Office Expenses
T777 + T2125 deductions
Rental Income
CCA depreciation
Property Transfer Tax
LTT by province
Dividend Tax
Gross-up & DTC
Salary Converter
Annual ↔ hourly
Tax Refund
Refund or balance due
RRSP Withdrawal
Withholding & tax
Dividend vs Salary
Optimal split
Corporation Tax
CCPC SBD + grind
RESP Calculator
CESG grants
Child Benefit
Monthly CCB
Workers Benefit
CWB for low-income workers
Disability Tax Credit
DTC by province
Donation Tax Credit
Effective cost of giving
Retirement Income
CPP + OAS + RRSP/TFSA
CPP/OAS Start Age
When to start collecting
OAS Clawback
Recovery tax scenarios
RRIF Minimum
CRA required withdrawals
Retirement Savings Goal
How much to save
Pension Splitting
Couples tax savings
Retirement Projection
Year-by-year plan
RRSP, TFSA, FHSA & RESP
Canada's four registered accounts — each with unique tax benefits. Use them together to maximize your savings.
RRSP Calculator
Tax-deductible contributions that reduce your tax bill now. Investments grow tax-deferred until withdrawal.
Tax-freeTFSA Calculator
Tax-free growth and withdrawals. Track your contribution room and project future account value.
First homeFHSA Calculator
Best of RRSP + TFSA — tax-deductible contributions and tax-free withdrawals for your first home.
EducationRESP Calculator
Education savings with CESG government grants — 20% match on first $2,500/year.
Built for Canadians
All 13 Provinces
Full coverage of every province and territory, including Quebec's unique system.
2024–2026 Data
Up-to-date federal and provincial brackets, BPA amounts, CPP and EI rates from the CRA.
Free & Private
No signup required. All calculations run in your browser. Your data stays with you.
Popular salary guides
Reference
Tax Glossary
35+ Canadian tax terms explained — BPA, CPP, EI, RRSP, TFSA, CCA, and more.
Learn
Tax Insights
Guides on CPP contributions, RRSP vs TFSA, provincial rates, dividend credits, and more.
2026
Tax Changes
Updated brackets, CPP, EI, RRSP, and TFSA rates for 2026.
Dates
Tax Deadlines
CRA filing dates, RRSP deadline, installment due dates for 2026.
2024–2026 Tax Years
All calculators use current CRA rates and thresholds. Federal and provincial data updated for all three tax years.