Laval Property Tax 2026 — Mill Rate 5.909 (0.5909%)

What is Laval's 2026 property tax rate?

Laval's 2026 residential mill rate is 5.909 mills, i.e. $5.909 of tax per $1,000 of assessed value (0.5909%, or 0.00590900 as a decimal). On a $530,000 home this works out to $3,132 per year, or roughly $261 per month if your lender holds the tax in escrow. Source: https://www.laval.ca/wp-content/uploads/2026/01/budget-2026.pdf, last verified 2026-09-27.

When are Laval property taxes due?

Laval's 2026 instalments was due March 18, 2026 and June 16, 2026. Bills under $300 must be paid in one payment by the first due date; only bills of $300 or more may split into two instalments. Late interest and penalties accrue daily at 8.5% and 5% respectively. Source: https://www.laval.ca/en/taxes-property-evaluation/municipal-taxes/payer-compte-taxes/, last verified 2026-08-27. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's due date.

How is my Laval home assessed?

Your tax is calculated as assessed value × mill rate, not market value × mill rate. Quebec uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.

Are Laval property taxes deductible on my income tax return?

Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.

Why does Laval's mill rate differ from neighbouring cities?

Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare Laval with other Quebec cities in the table above.