Canadian Property Tax by City

Annual residential property tax across 56 Canadian cities for 2026. Each city sets its own mill rate to fund municipal services plus a provincially-set education portion. Property tax is unrelated to federal/provincial income tax — it's calculated as assessed home value × mill rate.

5 lowest 2026 mill rates

Burnaby 3.284 (0.3284%)
Vancouver 3.364 (0.3364%)
Surrey 3.427 (0.3427%)
Richmond 3.538 (0.3538%)
Township of Langley 3.617 (0.3617%)

5 highest 2026 mill rates

Windsor 20.965 (2.0965%)
Sudbury 19.072 (1.9072%)
St. Catharines 18.422 (1.8422%)
Niagara Falls 17.489 (1.7489%)
London 17.271 (1.7271%)

Ontario

25 cities · sorted by mill rate

Markham

Mill rate 7.229 (0.7229%)

$7,229/year on a $1M home

Vaughan

Mill rate 7.492 (0.7492%)

$7,492/year on a $1M home

Richmond Hill

Mill rate 7.601 (0.7601%)

$7,601/year on a $1M home

Toronto

Mill rate 7.673 (0.7673%)

$7,673/year on a $1M home

Oakville

Mill rate 8.510 (0.8510%)

$8,510/year on a $1M home

Milton

Mill rate 8.651 (0.8651%)

$8,651/year on a $1M home

Burlington

Mill rate 10.153 (1.0153%)

$10,153/year on a $1M home

Mississauga

Mill rate 10.879 (1.0879%)

$10,879/year on a $1M home

Ottawa

Mill rate 12.271 (1.2271%)

$12,271/year on a $1M home

Brampton

Mill rate 12.534 (1.2534%)

$12,534/year on a $1M home

Pickering

Mill rate 13.373 (1.3373%)

$13,373/year on a $1M home

Whitby

Mill rate 13.825 (1.3825%)

$13,825/year on a $1M home

Kitchener

Mill rate 14.060 (1.4060%)

$14,060/year on a $1M home

Waterloo

Mill rate 14.323 (1.4323%)

$14,323/year on a $1M home

Barrie

Mill rate 14.675 (1.4675%)

$14,675/year on a $1M home

Guelph

Mill rate 14.944 (1.4944%)

$14,944/year on a $1M home

Cambridge

Mill rate 15.122 (1.5122%)

$15,122/year on a $1M home

Hamilton

Mill rate 15.572 (1.5572%)

$15,572/year on a $1M home

Oshawa

Mill rate 15.753 (1.5753%)

$15,753/year on a $1M home

Kingston

Mill rate 16.054 (1.6054%)

$16,054/year on a $1M home

London

Mill rate 17.271 (1.7271%)

$17,271/year on a $1M home

Niagara Falls

Mill rate 17.489 (1.7489%)

$17,489/year on a $1M home

St. Catharines

Mill rate 18.422 (1.8422%)

$18,422/year on a $1M home

Sudbury

Mill rate 19.072 (1.9072%)

$19,072/year on a $1M home

Windsor

Mill rate 20.965 (2.0965%)

$20,965/year on a $1M home

British Columbia

10 cities · sorted by mill rate

Burnaby

Mill rate 3.284 (0.3284%)

$3,284/year on a $1M home

Vancouver

Mill rate 3.364 (0.3364%)

$3,364/year on a $1M home

Surrey

Mill rate 3.427 (0.3427%)

$3,427/year on a $1M home

Richmond

Mill rate 3.538 (0.3538%)

$3,538/year on a $1M home

Township of Langley

Mill rate 3.617 (0.3617%)

$3,617/year on a $1M home

Coquitlam

Mill rate 3.852 (0.3852%)

$3,852/year on a $1M home

Abbotsford

Mill rate 4.521 (0.4521%)

$4,521/year on a $1M home

Kelowna

Mill rate 4.741 (0.4741%)

$4,741/year on a $1M home

Victoria

Mill rate 5.656 (0.5656%)

$5,656/year on a $1M home

Nanaimo

Mill rate 7.312 (0.7312%)

$7,312/year on a $1M home

Alberta

6 cities · sorted by mill rate

Calgary

Mill rate 6.650 (0.6650%)

$6,650/year on a $1M home

Airdrie

Mill rate 6.884 (0.6884%)

$6,884/year on a $1M home

Red Deer

Mill rate 9.729 (0.9729%)

$9,729/year on a $1M home

Edmonton

Mill rate 10.364 (1.0364%)

$10,364/year on a $1M home

Lethbridge

Mill rate 10.502 (1.0502%)

$10,502/year on a $1M home

St. Albert

Mill rate 11.077 (1.1077%)

$11,077/year on a $1M home

Quebec

7 cities · sorted by mill rate

Laval

Mill rate 5.909 (0.5909%)

$5,909/year on a $1M home

Montreal

Mill rate 6.610 (0.6610%)

$6,610/year on a $1M home

Sherbrooke

Mill rate 6.933 (0.6933%)

$6,933/year on a $1M home

Longueuil

Mill rate 7.416 (0.7416%)

$7,416/year on a $1M home

Quebec City

Mill rate 7.464 (0.7464%)

$7,464/year on a $1M home

Gatineau

Mill rate 8.150 (0.8150%)

$8,150/year on a $1M home

Trois-Rivières

Mill rate 8.603 (0.8603%)

$8,603/year on a $1M home

Manitoba

1 city · sorted by mill rate

Winnipeg

Mill rate 16.595 (1.6595%)

$16,595/year on a $1M home

Saskatchewan

2 cities · sorted by mill rate

Saskatoon

Mill rate 10.467 (1.0467%)

$10,467/year on a $1M home

Regina

Mill rate 12.812 (1.2812%)

$12,812/year on a $1M home

Nova Scotia

1 city · sorted by mill rate

Halifax

Mill rate 11.350 (1.1350%)

$11,350/year on a $1M home

New Brunswick

2 cities · sorted by mill rate

Moncton

Mill rate 13.614 (1.3614%)

$13,614/year on a $1M home

Saint John

Mill rate 15.350 (1.5350%)

$15,350/year on a $1M home

Newfoundland and Labrador

1 city · sorted by mill rate

St. John's

Mill rate 9.100 (0.9100%)

$9,100/year on a $1M home

Prince Edward Island

1 city · sorted by mill rate

Charlottetown

Mill rate 16.700 (1.6700%)

$16,700/year on a $1M home

Buying a home? Use the Land Transfer Tax calculator for the one-time purchase tax. In British Columbia, the BC home owner grant calculator shows how much the grant takes off a city's bill. Comparing salaries? Use the take-home pay calculator.

Frequently asked questions

How is property tax calculated in Canada?

Municipal property tax is calculated as your home's assessed value multiplied by the local mill rate (also called the tax rate), which combines a municipal portion for city services and a provincially-set education portion. It is separate from federal and provincial income tax.

Which Canadian city has the lowest property tax rate?

Among the 56 cities tracked here, Burnaby has the lowest 2026 mill rate at 3.284 (0.3284%) — about $3,284/year on a $1M assessed home.

Which Canadian city has the highest property tax rate?

Windsor has the highest 2026 mill rate tracked here at 20.965 (2.0965%) — about $20,965/year on a $1M assessed home.

Why do mill rates vary so much between cities?

A lower mill rate does not always mean a lower total tax bill — cities with high average home values can raise the same revenue with a lower rate, while cities with lower home values need a higher rate to fund the same services. Compare the actual dollar amount on a specific home value, not just the rate.