St. Albert Property Tax 2026 — Mill Rate 11.077 (1.1077%)

What is St. Albert's 2026 property tax rate?

St. Albert's 2026 residential mill rate is 11.077 mills, i.e. $11.077 of tax per $1,000 of assessed value (1.1077%, or 0.01107666 as a decimal). On a $530,000 home this works out to $5,871 per year, or roughly $489 per month if your lender holds the tax in escrow. Source: https://stalbert.ca/site/assets/files/1817/2026_property_tax_rate_bylaw-v1.pdf, last verified 2026-09-27.

When are St. Albert property taxes due?

St. Albert's 2026 property tax notice was due June 30, 2026. 2026 Combined Assessment and Taxation Notices were mailed May 20, 2026. The property assessment review/appeal deadline is July 27, 2026. Source: https://stalbert.ca/cosa/news/highlights/2026-taxation-notice/, last verified 2026-08-27. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's due date.

How is my St. Albert home assessed?

Your tax is calculated as assessed value × mill rate, not market value × mill rate. Alberta uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.

Are St. Albert property taxes deductible on my income tax return?

Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.

Why does St. Albert's mill rate differ from neighbouring cities?

Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare St. Albert with other Alberta cities in the table above.