Calgary Property Tax 2026 — Mill Rate 0.6180%
Alberta · annual residential property tax · municipal levy (separate from CRA income tax)
Quick answer — annual property tax on a $600,000 home
$3,708 /year
≈ $309/month escrow · mill rate 0.6180%
Alberta's largest city. Alberta has the lowest provincial income tax rates in Canada — a flat 10% on the first ~$151k, then 12–15%.
Annual property tax by home value in Calgary
| Home value | Annual tax | Monthly escrow |
|---|---|---|
| $500,000 | $3,090 | $258 |
| $750,000 | $4,635 | $386 |
| $1,000,000 | $6,180 | $515 |
| $1,500,000 | $9,270 | $773 |
| $2,000,000 | $12,361 | $1,030 |
| $3,000,000 | $18,541 | $1,545 |
Mill rate breakdown
| Component | Rate | % of total |
|---|---|---|
| Municipal | 0.3871% | 62.6% |
| Education (Alberta) | 0.2310% | 37.4% |
| Total | 0.6180% | 100.0% |
Compare with other Alberta cities
Annual tax shown for a $1,000,000 home, sorted lowest to highest mill rate.
| City | Mill rate | Tax on $1M home |
|---|---|---|
| Airdrie | 0.6456% | $6,456 |
| Red Deer | 0.9250% | $9,250 |
| St. Albert | 0.9400% | $9,400 |
| Edmonton | 1.0139% | $10,139 |
| Lethbridge | 1.0750% | $10,750 |
Related calculators for Calgary
Buying in Calgary? Use the Land Transfer Tax calculator for the one-time purchase tax. Comparing salaries? Check Calgary take-home pay. Or browse all city property tax pages.
Note: Source year 2025 final; 2026 budget passed late 2025 with phased rate change.
Frequently asked questions
What is Calgary's 2026 property tax rate?
Calgary's 2026 residential mill rate is 0.6180% (0.00618030 as a decimal). On a $600,000 home this works out to $3,708 per year, or roughly $309 per month if your lender holds the tax in escrow. Source: https://www.calgary.ca/cfod/finance/property-tax/tax-rates.html, last verified 2026-04-29.
When are Calgary property taxes due?
Calgary bills property taxes annually, typically with two or four installments through the year. Exact due dates vary by city — check https://www.calgary.ca/cfod/finance/property-tax/tax-rates.html for the current schedule. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's lump-sum due date.
How is my Calgary home assessed?
Your tax is calculated as assessed value × mill rate, not market value × mill rate. Alberta uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.
Are Calgary property taxes deductible on my income tax return?
Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.
Why does Calgary's mill rate differ from neighbouring cities?
Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare Calgary with other Alberta cities in the table above.
Source: https://www.calgary.ca/cfod/finance/property-tax/tax-rates.html · Last verified 2026-04-29