Credits & Benefits
A guide to the most valuable Canadian tax credits and government benefits — the basic personal amount, child benefit, disability tax credit, charitable donations, and climate-action payments.
2026-06-12
CGEB Eligibility and Income Cutoffs: Who Gets How Much in 2026-27
Who qualifies for the Canada Groceries and Essentials Benefit, the income cutoffs by family size, and worked examples for the July 2026 – June 2027 year.
2026-06-12
CGEB Payment Dates 2026: First Payment July 3, Then October 5
Canada Groceries and Essentials Benefit payment dates — July 3 and October 5, 2026 confirmed by the CRA, quarterly thereafter. What feeds each payment.
2026-06-12
CGEB vs GST/HST Credit: What Actually Changed in July 2026
The Canada Groceries and Essentials Benefit replaces the GST/HST credit from July 2026. Same eligibility, 25% higher amounts — here are the numbers.
2026-06-12
The June 5, 2026 GST/HST Credit Top-Up: Why You Got an Extra Payment
The one-time GST/HST credit top-up paid from June 5, 2026 equals 50% of your annual credit. How it works, who got it, and how it relates to the CGEB.
2026-06-05
GST/HST Credit 2026: Amounts, Thresholds & the CGEB Change
2026 GST/HST credit amounts, phase-out thresholds and payment dates — plus the new Canada Groceries and Essentials Benefit replacing it in July 2026.
2026-05-19
Multigenerational Home Renovation Tax Credit (MHRTC): 2025 Claim Guide
How the MHRTC works for a secondary suite for a senior or disabled family member — a 14.5% refundable credit on up to $50,000 of eligible 2025 expenses.
2026-05-07
CRA Medical Expense Tax Credit 2025 & 2026 — Eligible Expenses, Claim Rates & Caps
CRA medical expenses 2026: claim costs above 3% of net income or $2,890. $8,000 of expenses on $50,000 income leaves $6,500, a $910 federal credit.
2026-05-03
Registered Disability Savings Plan (RDSP): Grants, Bonds, and Tax Treatment in Canada
How the RDSP works: contribution rules, Canada Disability Savings Grants (up to 300% matching), Canada Disability Savings Bonds, the 10-year carry-forward of grant room, and withdrawal taxation — plus how it interacts with the Disability Tax Credit.
2026-04-14
Canada Workers Benefit (CWB) Explained for 2025
The Canada Workers Benefit is a refundable tax credit worth up to $1,633 for singles and $2,813 for families in 2025. Here's how eligibility, amounts, and the advance payments work.
2026-04-14
Tuition Tax Credit in Canada: How Students Can Save in 2025
Federal tuition credit for 2025: 14.5% of eligible fees, plus 4% to 10.8% provincially where a credit exists. How to claim, carry forward or transfer it.
2026-03-22
Canada Child Benefit Rates 2025: Amounts, Clawbacks, and Payment Dates
CCB maximum amounts for the July 2025 to June 2026 benefit year: $7,997 under 6, $6,748 for ages 6-17, plus income clawback rates and payment dates.
2026-03-22
Should You Claim Home Office Expenses on Your Taxes?
Compare the flat rate vs detailed method for home office deductions. Learn T2200 requirements, the $500 flat rate limit, and whether the deduction is worth claiming.
2026-03-22
Climate Action Incentive Payment Amounts 2025
The CAIP/Canada Carbon Rebate ended after the April 2025 payment. Final amounts by province, the rural supplement, and why there is no 2026 benefit.
2026-03-22
GST/HST Credit Amounts for 2025: Who Qualifies and How Much
2025-2026 GST/HST credit amounts for single Canadians, couples, and families with children — including income thresholds, phase-out rates, and payment dates.
2026-03-22
Rental Income Tax in Canada: The Basics
How to report Canadian rental income on your T1 return using Form T776, which expenses are deductible, how CCA works, and how to handle personal-use allocation.
2025-01-20
Canada Basic Personal Amount 2025 & 2026 — $16,129/$16,452 (CRA)
CRA Basic Personal Amount for 2025 ($16,129) and 2026 ($16,452): how it reduces federal + provincial taxes, income-based phase-down for high earners, and interaction with age/spouse credits.
2025-01-20
Charitable Donation Tax Credit in Canada
Learn how the charitable donation tax credit works, the federal and provincial rates, donation limits, and strategies to maximize your tax savings.
2025-01-20
Childcare Expense Deduction in Canada
Learn how the childcare expense deduction works, who can claim it, the maximum amounts per child, and what qualifies as an eligible expense.
2025-01-20
Climate Action Incentive Payment (CAIP) Explained
Learn how the Climate Action Incentive Payment works, who is eligible, how much you can receive, and what you need to do to get it.
2025-01-20
Disability Tax Credit (DTC) in Canada
A guide to the Disability Tax Credit, including eligibility criteria, how to apply, the amounts you can claim, and related benefits it unlocks.
2025-01-20
Medical Expense Tax Credit in Canada: What You Can Claim
A guide to the Canadian medical expense tax credit (METC), including eligible expenses, thresholds, and how to calculate the credit on your tax return.
2025-01-20
Moving Expense Deduction in Canada
Find out if you qualify to deduct moving expenses on your Canadian tax return and which costs are eligible when relocating for work or school.
2025-01-20
Working from Home Tax Deduction in Canada
Understand how Canadian employees and self-employed individuals can claim home office expenses on their tax return using the detailed method.