CPP2 Calculator (2026)
Calculate your second-tier Canada Pension Plan (CPP2) contribution on employment income between the YMPE ($74,600) and YAMPE ($85,000) — at 4.0% for 2026.
01 —INPUTS
Income & Year
02 —RESULTS
Your CPP2 Contribution
CPP2 (2026)$416
First ceiling (YMPE)$74,600
Second ceiling (YAMPE)$85,000
CPP2 rate4.0%
CPP1 (for comparison)$4,230
Your employer matches your CPP2 contribution dollar-for-dollar.
03 —BREAKDOWN
Worked examples (2026)
| Income | CPP2 contribution |
|---|---|
| $80,000 | $216 |
| $85,000 | $416 |
| $90,000 | $416 |
| $100,000 | $416 |
| $150,000 | $416 |
How CPP2 works: The Canada Pension Plan added a second contribution tier in 2024 (CPP enhancement Phase 2). Earnings between the YMPE and YAMPE are subject to 4.0% CPP2 contributions on top of the standard CPP1 rate. Read the full explainer → CPP2 Enhancement Explained
For your full payroll picture (CPP1 + CPP2 + EI + tax) → Full CPP & EI Calculator · Payroll Deductions
Share