How much is the CPP death benefit in 2026?

The standard CPP death benefit is a one-time $2,500 payment when the contribution test is met. A further $2,500 may apply in a specific no-pension, no-survivor situation.

Who applies for the CPP death benefit?

The estate executor should normally apply within 60 days. If there is no estate application, another eligible person or institution may be able to apply under Service Canada priority rules.

CPP Death Benefit Calculator

Check the standard one-time estate benefit and the narrow condition for the additional amount.

01 —INPUTS

Estate and contributor details

Service Canada contribution test is metDeceased was receiving CPP retirement/disabilityAn eligible survivor exists

02 —RESULTS

Estimated death benefit

$2,500

One-time payment to the estate or eligible applicant

Standard benefit

$2,500

Additional benefit

Special condition not met

This tool does not determine the contribution test. Service Canada checks how long and how much the deceased contributed. The additional amount applies only where the contributor died before receiving CPP retirement or disability and left no eligible survivor.

Contribution test and application

This calculator does not decide whether the deceased contributed for enough years. Service Canada checks that record after an application. The estate executor should normally apply within 60 days of death.

CPP Death Benefit Calculator

Estate and contributor details

Contribution test and application

Official sources

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