Canada Workers Benefit Calculator
Estimate your Canada Workers Benefit (CWB) — a refundable tax credit for low-income working Canadians. Includes the basic amount and disability supplement, with province-specific rules for Alberta (AFWB) and Quebec (Work Premium).
Your Details
Employment + self-employment income
Line 23600 of your tax return (or combined if family)
Canada Workers Benefit (CWB)
CWB at Different Income Levels
| Income | Basic | Total |
|---|---|---|
| $0 | $0 | $0 |
| $3,000 | $0 | $0 |
| $5,000 | $540 | $540 |
| $8,000 | $1,350 | $1,350 |
| $12,000 | $1,633 | $1,633 |
| $16,000 | $1,633 | $1,633 |
| $20,000 | $1,633 | $1,633 |
| $25,000 | $1,633 | $1,633 |
| $30,000 | $1,161 | $1,161 |
| $35,000 | $411 | $411 |
| $40,000 | $0 | $0 |
| $45,000 | $0 | $0 |
| $50,000 | $0 | $0 |
How it works: The Canada Workers Benefit (CWB) is a refundable tax credit for low-income working individuals and families. You must have earned income above $3,000 to qualify. The benefit phases in at 30% of income above $3,000, up to a maximum of $1,633. Once your adjusted family net income (AFNI) exceeds $26,855, the benefit is reduced at 15% until it reaches zero. Individuals eligible for the Disability Tax Credit may also receive the CWB disability supplement.
About the Canada Workers Benefit
The Canada Workers Benefit (CWB) is a refundable tax credit designed to supplement the earnings of low-income workers and encourage workforce participation. It replaced the Working Income Tax Benefit (WITB) in 2019.
Two components: The CWB has a basic amount available to all eligible workers, and a disability supplement for those who also qualify for the Disability Tax Credit (DTC). Each component has its own phase-in and phase-out schedule.
Phase-in: The benefit starts when earned income exceeds $3,000 and grows at 30% of each additional dollar. Once it hits the maximum, it stays flat until AFNI triggers the phase-out.
Phase-out: Once adjusted family net income (AFNI) exceeds the phase-out threshold ($24,975 for singles, $28,494 for families in 2025), the benefit is reduced at 15% of excess income until it reaches zero.
Advance payments: You can receive up to 50% of your expected CWB in advance quarterly payments by filing Form RC201. The remaining amount is claimed on your tax return.
Related tools
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Disability Tax Credit Calculator
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Add or remove GST, HST, PST, or QST by province.
Sources
Last updated April 2026. Reflects 2024 and 2025 tax year rates.