CA Tax Tools

Rent vs Buy Calculator

Compare the full cost of renting vs buying a home over your expected stay. Includes mortgage interest, property tax, maintenance, home appreciation, and the opportunity cost of your down payment invested instead.

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Rent vs Buy Comparison

Buying

Total cost over 10 years: $472,650

Final equity: $374,253

Net position: -$98,397

Renting

Total rent over 10 years: $295,770

Invested balance: $362,334

Net position: $66,565

Renting wins by $164,962

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