RDSP Carry-Forward Catch-Up Planner
Turn the matching-rate buckets on your Statement of Entitlement into a contribution plan.
Unused entitlements
Enter grant dollars from the matching-rate buckets on your issuer/ESDC Statement of Entitlement.
No contribution is required to receive a bond.
Estimated catch-up grant
$7,500$3,500 of contribution matched
Estimated catch-up bond
$5,000Subject to ESDC entitlement verification
Contribution not matched
$0Grant allocation
Official sources
Frequently asked questions
How many years of unused RDSP entitlement can I carry forward?
You can carry forward up to 10 years of unused grant and bond entitlement, provided the beneficiary met the eligibility requirements in those years.
What is the annual RDSP catch-up limit?
Carry-forward payments are capped at $10,500 of grant and $11,000 of bond in one year.
Related Calculators
RDSP Grant & Bond
Estimate the current-year government deposit first.
Disability Benefits & RDSP
Follow the full DTC-to-withdrawal planning path.
RDSP Withdrawal Repayment
Check the assistance holdback impact before withdrawing.
Disability Tax Credit
Estimate the credit that generally establishes RDSP eligibility.