CA Tax Tools

Adjusted Cost Base Calculator

Turn purchase lots, fees, a sale and return of capital into the ACB per share you need for Schedule 3.

Build the pooled cost

Enter two purchase lots, then model one sale and any return-of-capital distribution.

ACB per remaining share

$22

110 shares remain

Remaining total ACB

$2,435

Realized gain / loss

$385

Excess ROC capital gain

$0
Share

What this estimate includes

The calculator applies Canada’s average-cost method to identical shares. It is designed for a compact reconciliation, not a full brokerage import.

Foreign-currency transactions must first be converted to Canadian dollars using an acceptable exchange rate for each transaction date.

Watch the superficial loss rule: a loss is denied as a "superficial loss" if you, or an affiliated person such as your spouse or your own RRSP or TFSA, buy the identical security within 30 days before or after the sale and still hold it 30 days after. The denied loss is generally added to the ACB of the repurchased shares. The tax-loss selling calculator models the 30-day window.

Questions this calculator answers

Does Canada use FIFO for shares?

Generally no. Identical properties are pooled and use an average adjusted cost base per unit.

Do commissions change ACB?

Buying commissions increase ACB. Selling commissions reduce proceeds when calculating the gain or loss.

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