Canadian Take-Home Pay Calculator
Calculate your net pay after all deductions: federal tax, provincial tax, CPP contributions, EI premiums, RRSP contributions, and student loan payments. Breakdowns by annual, monthly, bi-weekly, weekly and hourly.
Pay Details
Take-Home Pay
Annual
$56,366
Monthly
$4,697
Bi-weekly
$2,168
Weekly
$1,084
Hourly
$27
Gross Income$75,000
Federal Income Tax−$9,268
Provincial Income Tax−$3,997
CPP Contributions−$4,246
EI Premiums−$1,123
Take-Home Pay$56,366
Tax Rates
Combined Effective Rate
25.0%
Combined Marginal Rate
30.0%
Federal Marginal Rate
20.5%
Provincial Marginal Rate
9.2%
Expecting a bonus?
See how much tax is deducted from a bonus on top of your salary
Received a severance?
Calculate tax on severance and check RRSP rollover eligibility
Want per-paycheque detail? Try our Payroll Deductions Calculator →
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What's Deducted from Your Paycheque?
- Federal Income Tax — Progressive brackets, BPA credit reduces the first ~$16,452 tax-free.
- Provincial Income Tax — Each province has its own rates and BPA.
- CPP — Canada Pension Plan at 5.95% on earnings between $3,500 and $74,600 (2026), plus CPP2 at 4% on earnings up to $85,000.
- EI — Employment Insurance at 1.63% on up to $68,900 of insurable earnings (2026). Quebec uses 1.30%.
- RRSP — Optional; contributions reduce your taxable income.
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Sources
Last updated April 2026. Reflects 2026 tax year rates.