Quick Tax Refund Estimator — Canada
Answer 3 short steps for a fast refund estimate. No T4 required — we auto-estimate your withholding. Covers 2024, 2025 (blended 14.5% federal), and 2026 (14%) for all 13 provinces.
About you
Your income
Deductions & credits
About you
We need a few basics to apply the right credits. No account, no CRA login.
How the estimate works
Step 1 (About you) sets your province, tax year, and a few credit eligibility flags (age 65+, spouse, dependents). Province drives the provincial tax and the provincial portion of credits.
Step 2 (Your income) takes three totals: employment (T4 box 14), self-employment, and other income (interest/rental/ordinary dividends). Employment income drives the auto-estimated withholding.
Step 3 (Deductions & credits) captures the most common items on a T1 return: RRSP (deduction), charitable donations (14% + top-rate federal credit), medical over 3% of income, and tuition paid.
The estimate compares your auto-estimated T4 withholding against the final tax after credits. Actual refunds differ for: second employers, non-standard tax codes, carry-forward tuition, CCB/CWB (refundable), and Quebec provincial return done via Revenu Québec.